Points, perks, flights, hotels, and premium travel strategies.
Sorted by number, filterable by category.
Most cardholders use barely 30% of available credits and perks.
→Track prices across dates and get notified when fares drop.
→One earned status, three loyalty programs, elite perks everywhere.
→Over 100 restaurants offer $28-36 dining credits per person.
→Three cards, zero overlap, 3-5x points on nearly every purchase.
→Waive MQD requirements and earn Medallion status with $25K+ in annual spend.
→Over a dozen premium cards reimburse the $120 fee. Includes TSA PreCheck.
→Never redeem through the portal. Transfer to partners for premium cabins.
→Direct bookings earn points, qualify for upgrades, and price-match OTAs.
→One person flies free for up to two years. Achievable in a single month.
→Strategic timing of applications can net $2,000+ in bonuses per year.
→Airlines release award seats exactly 330 days before departure.
→Marriott and Hyatt offer the 5th night free on award bookings of 5+ nights.
→Holding two or three premium cards unlocks $600+ in annual airline credits.
→A cheap domestic flight to a different departure hub can unlock better awards.
→Hyatt's all-inclusive resorts in Mexico and Caribbean start at 25,000 points/night.
→The Delta Reserve and Amex Business Platinum also grant access.
→Running both ecosystems covers every category at 3-5x earning rates.
→Search award seats across dozens of airlines and programs in a single query.
→Book American Airlines flights for 6,000-11,000 Avios one-way.
→Product-change premium cards to no-fee versions to preserve credit age.
→Several co-branded hotel cards include a free night worth $300+ annually.
→Services like Going and Secret Flying catch pricing errors within minutes.
→Subtract credits and perks from the fee to find your real cost of ownership.
→FHR stays include room upgrade, breakfast, $100 property credit, and late checkout.
→Transfer Amex points 1:1 and book ANA first class from 55,000 miles one-way.
→Shifting your departure by one day can save more than any coupon code.
→LoungeBuddy and airline apps sell single-visit passes from $25-50.
→Co-branded airline cards save $70-160 per round trip on baggage fees.
→Gift cards, money orders, and prepaid debit can accelerate minimum spend.
→Call to cancel and most issuers will offer statement credits or bonus points.
→Mix airlines and programs for optimal routing on each leg.
→Front desk agents often have discretion on rates, upgrades, and special requests.
→Air France/KLM runs monthly promos with 25-50% off award pricing.
→Premium cards include trip delay, cancellation, and lost luggage coverage.
→Airlines run flash sales 2-3 times per month. Alerts catch them instantly.
→Map welcome bonuses, category activations, and spending targets by quarter.
→Marriott and Hyatt offer discounted award rates during off-peak dates.
→Growing lounge network with 2 free guests and premium amenities.
→Referring friends to your existing cards earns 10,000-30,000 bonus points each.
→DOT requires airlines to offer free cancellation within 24 hours of booking.
→Transfer from Amex and book Singapore Suites, ANA, or Lufthansa first class.
→Hidden cashback offers on dining, travel, and retail appear weekly in the app.
→Elite members earn certificates that guarantee suite upgrades when applied.
→Use every credit in months 1-12, then product-change before the second annual fee hits.
→Fly into one city and out of another at no extra cost on many award tickets.
→Foreign transaction fees add 3% to every purchase abroad. The right cards charge zero.
→The Amex Platinum includes $200 in annual Uber Cash. The Gold adds $120 in dining.
→IHG One Rewards Premier cardholders get the 4th reward night free on any stay.
→Most cardholders leave $500+ in credits unused annually. A tracker fixes that.
→Departing from a secondary airport 1-2 hours away can save 30-50%.
→Convert 100,000 MR points to 200,000 Hilton points for 4-5 free nights.
→Pay your phone bill with the right card and get up to $1,000 in damage coverage.
→Non-chain hotels have more pricing flexibility and often match or beat OTAs.
→Set alerts for specific flights and get notified when seats open up.
→Focus earning into Chase UR or Amex MR for maximum transfer flexibility.
→3x on flights, hotels, restaurants, supermarkets, and gas for $95/year.
→Several cards offer CLEAR credits, letting you skip to the front of PreCheck lines.
→Several hotel chains offer status matches from airline elite tiers.
→Enter your home airport with no destination and see the cheapest flights anywhere.
→Transfer from Amex, Chase, or Citi and book ANA via Virgin's partner chart.
→Decline the rental counter's $15-30/day coverage. Your card already has it.
→Most business cards don't report to personal bureaus. Run 8-12 cards without tanking your score.
→Hybrid redemptions sometimes beat pure points or pure cash pricing.
→Basic economy saves $20-50 but restricts changes, seat selection, and bags.
→$395/year with $300 travel credit, Priority Pass, and 2 free lounge guests.
→Centurion, Chase Sapphire, Capital One, and Priority Pass cover different airports.
→Many premium cards cover theft, damage, and extend manufacturer warranties.
→Reserve an award stay now and earn the points later. No hold on your balance.
→Some airlines let you stop for days in their hub city at no extra miles cost.
→Add a free stopover in select cities on round-trip Aeroplan awards.
→Apply for both Sapphire cards on the same day to bypass the one-card rule.
→Every seat is available as an award. Points pricing follows cash fares exactly.
→Book a room for someone else and they receive your elite perks and upgrades.
→Understand access rules and timing to avoid being turned away at busy locations.
→You can only hold one Sapphire card at a time. Choose Reserve or Preferred wisely.
→Miles & Smiles offers some of the lowest redemption rates for business class.
→Link your cards to programs like Landry's Select Club for double-dip earning.
→Several co-branded cards grant Gold or Silver status just for holding the card.
→Skip the customer service line. The app rebooks faster than the phone queue.
→Book Cathay Pacific, Japan Airlines, and Emirates awards at great rates.
→Chase points transfer 1:1 to Hyatt for 3-5 cents per point. No other hotel program comes close.
→The same hotel might cost 50% fewer points during shoulder season dates.
→Several airline cards offer status boosts, loyalty point multipliers, and mileage run alternatives.
→4x at U.S. supermarkets (up to $25K/year) and 4x on dining worldwide.
→Research shows the domestic sweet spot is 1-3 months before departure.
→Premium cards reimburse meals, hotels, and necessities when flights are delayed 6+ hours.
→Portals win on cheap domestic flights. Transfers win on premium cabins and hotels.
→Cash back gives the worst value. Transfer or portal redemptions always win.
→EU law entitles you to up to $700 for delays over 3 hours on European flights.
→Citi transfers to JetBlue, Turkish, Singapore, and other valuable partners.
→Business class tickets include lounge access regardless of card or membership.
→Hotels win on short stays with perks. Airbnb wins on week-long stays for 3+ people.
→Carrying a balance erases all rewards value. Pay in full, every month, no exceptions.
→Ink Preferred adds 3x on shipping, advertising, and telecom to your Chase ecosystem.
→Airlines announce chart changes months ahead. Book before prices increase.
→Book a connecting flight and skip the last leg. Know the risks first.
→Book group blocks direct and negotiate elite-level perks for your entire group.
→Two people earning and pooling points doubles your travel rewards capacity.
→The best travel hackers review their card lineup, points balances, and goals every quarter.
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